How do we make housing
genuinely affordable
for families?

Public bodies such as the MOD, NHS, Network Rail and local councils hold land suitable for new homes. The model replaces land sales at market prices — “best consideration” — with 100-year leases at peppercorn rents, removing the land purchase cost from the housing model. The land stays publicly owned throughout; when the lease ends, the homes and infrastructure revert to the public landowner under its terms.

Investment bonds fund construction in place of grants to build the homes. Investors buy the bonds and receive interest and repayment of their capital from residents’ rents over 35 years. The Trust pools that rent, pays for maintenance and management, and services the bonds. Investors own the bonds, which are saleable on the secondary market. Government is the anchor purchaser in the pilot; site infrastructure is funded separately through grants or serviced public land.

Modern manufacturing moves much of the structural work from the building site into local workshops. Precisely cut components are delivered ready for assembly, reducing time on site and dependence on scarce trades. The Trust sets the price and performance standard, then invites builders to compete to meet it. Efficient, well-insulated family homes are the aim; different construction systems can qualify, with WikiHouse providing the reference design and cost benchmark.